QDRO

Affordable QDRO From Your Own Home

Our QDRO Services

We handle all forms of QDROs  — 401ks and Pensions.  We pride ourselves on offering excellent service at an affordable price.

Technology as an Asset

In order to achieve excellent service at this affordable price, we like to use as much technology as possible.  We do not believe that there is any reason for our clients to leave the comfort of their own home with the technology that we have available in our hands.

To this end, we offer many distinct ways to  gather information to complete your QDRO.  This includes, the internet, e-mail, telephone, and even old-fashioned mail.

Don’t worry though, your case will be handled by one of our excellent lawyers from start to finish and you will, most likely, be working closely with either Scott or Glenn.

Our QDRO Experience

Our firm has handled dozens of QDROs.  We have the experience and the knowledge to assist you in your case and make it go as smoothly as possible.

We have experience with military QDROs, ASRS QDROs, and typical 401Ks.

What to Expect

During the initial consultation we will get your email address and send you a fee agreement, an online payment link and a questionnaire that you need to fill out.

Once the fee agreement, questionnaire and payment are sent, we will then send a letter to the plan administrator instructing them as required by your personal situation.  After that, it typically takes approximately 6 months to get your QDRO done from start to finish.

What is a QDRO?

A QDRO (or Qualified Domestic Relations Order) is an order required by your plan administrator to split up your ERISA qualified account.  This is a short definition, but contains a lot of information.  You probably have some questions, such as “What is a plan administrator?” and “What is ERISA?”  Your plan administrator is the person/company in charge of your retirement account.  It is their duty to make sure that your money in your retirement account is secure and not used for improper uses that would then make it taxable.  ERISA is the law that allows your retirement account to be tax free until you retire.

All of this means that you need a QDRO to tell the plan administrator that it is appropriate to divide up your 401k, pension or other ERISA qualified account with your former spouse, and to maintain a tax exempt status on those funds.  The plan administrator would be liable if they allowed this to happen without a QDRO.  This is why you need a QDRO.

How Do We Do Your QDRO?

Generally speaking, it’s our preference to assist your family law attorney with drafting the language in the decree for your QDRO.  This is because we often see vague language that requires your family law attorney to relitigate the decree in order to complete a proper QDRO.  We do work with people that are post decree, and doing their own divorces as well.  Just remember that a QDRO can only do what the decree says, so a badly drafted decree prevents a QDRO from taking effect.

Because of this we focus on using one of our core tenets, Collaboration, to complete your QDRO in the most efficient manner possible.  We collaborate with your attorney, you and your opposing party, in order to, draft a decree and a QDRO that reflects your desired outcome.

Please contact us immediately if you need a QDRO.